First Mortgage Paisley: tips for first time buyers

Donald Connell of First Mortgage Paisley reveals an array of tips for first time buyers looking to get their start in Renfrewshire

Getting onto the property ladder for the first time can feel daunting, but there’s never been more support and opportunity for buyers in Renfrewshire. With demand for homes remaining strong across Scotland, first-time buyers are often surprised at the range of affordable options available locally – from modern flats in Paisley’s town centre to starter homes in Johnstone, Renfrew, and beyond.

Lenders are showing real confidence in supporting first-time buyers, with many now offering products designed to make the first step more achievable. Low-deposit mortgages are once again widely available, and some lenders are prepared to stretch income multiples, giving buyers more borrowing power than in recent years. Combined, these factors mean that many buyers have more choice and flexibility when it comes to finding the right deal.

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Renfrewshire is a particularly attractive area for first-time buyers, offering strong transport links into Glasgow, excellent local amenities and prices that remain more accessible compared with many other parts of the central belt. A one- or two-bedroom flat in Paisley, for example, can provide an affordable first step while still being a sound long-term investment.

We’re proud to support local buyers on their journey to home ownership. Everyone’s circumstances are unique and the best way to demystify your options is to sit down together and review your situation in detail. Whether you’re concerned about complex income, a history of adverse credit, or only having a low deposit, there are often more solutions available than people realise. We welcome first-time buyers to book an initial meeting – not to mention second and third-time buyers too – with our Paisley team to explore the possibilities.

With the right advice and a clear plan, owning your own home is more achievable than you might think. 

First Mortgage Paisley is based at Abbey Mill Business Centre, for any enquires, please visit the website or call 0141 255 0543